Job Description
First Capital Bank Zimbabwe is looking for a Corporate Credit Manager. This exciting role will report to the Head of Credit Sanctioning. The incumbent will be responsible for maintaining and improving the quality of the Bank's advances by exercising quality judgements on decisions involving credit risk. They will assess credit applications and make sanctioning decisions or recommendations as may be appropriate. They will maintain risk support to Corporate and Business Relationship Managers.
About First Capital Bank
First Capital Bank Zimbabwe is a regional consumer, corporate and investment bank offering products and services across personal, corporate and investment banking, credit cards and wealth management, with a strong presence in the SADC region. First Capital Bank operates in five countries with Head Office in Mauritius. First Capital Bank lends, invests, and protects money for customers and clients worldwide.

Duties and Responsibilities
Key responsibilities
• Assess credit applications from the Corporate and Business Banking segments making recommendations to either sanction, restructure or decline.
• Restructure credit applications to provide quality credit solutions aimed at meeting customers' business needs whilst safeguarding the Bank's risk profile.
Make sanctioning decisions on credit applications within given lending discretions (when discretionary limits are available).
Prepare written recommendations to the appropriate sanctioning point. Assess excess reports.
Sample credit risk decisions undertaken by sub-ordi-nate sanctioners within Risk Management Division (when discretionary limits are available).
Undertake formal Risk Management visits to Relationship teams and compiling visit reports to the relevant committees and ensuring adherence to sound lending principles and laid down Wholesale Credit Risk Policy procedures.


Qualifications and Experience
Qualifications and Experience
Minimum qualifications:
• Professional qualification such as ACIB or relevant university degree.
MBA and /or other professional qualification is an added advantage
Experience and Competency required:
Proven experience in a Credit role at a middle management level gained within the Bank or blue-chip financial organisation.
In depth knowledge of lending principles and
Detaled knowledge of fimanctel products and services
provided by the Bank.
Solid financial analysis skills.
Good inter-personal, communication and organisational skills.
Knowledge of Commercial Credit Risk System and other bank systems.
Full and complete understanding of Risk Management policies and procedures.
Excellent administrative, analytical and organising skills.
Excellent communications skills, both verbal and written.